The Hidden Costs of Offshore Payment Processing for Peptides
Peptide PaymentsHigh-Risk Processing

The Hidden Costs of Offshore Payment Processing for Peptides

John Corsetti

Offshore Accounts Look Attractive But Are They Really?

  • Promise of fast approval + high-risk acceptance
  • Why desperate merchants jump in too quickly

The Real Costs Offshore Providers Don’t Tell You

  • Processing fees: 8–12% MDR
  • Rolling reserves that tie up cash
  • Slow payouts (up to 14 days)

Hidden Risks Beyond the Fees

  • Currency conversion losses
  • Unstable acquirers with sudden shutdowns
  • Difficulty resolving chargebacks

A Smarter Way to Use Offshore in 2025

  • Balance offshore with local solutions
  • Use offshore as backup, not main volume
  • Hybrid processing strategy for long-term stability

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