Peptide PaymentsHigh-Risk Processing
Why Most Peptide Merchants Get Banned at $20K/month And How to Scale Past It
John Corsetti•
The $20K Roadblock That No One Warns Peptide Merchants About
- Explain why banks “approve” small peptide stores at first
- Detail how volume spikes trigger risk reviews
The 3 Red Flags That Trigger Account Shutdowns
- Sudden transaction volume jump
- High chargeback ratio (even 1–2%)
- Peptide MCC codes flagged as “high-risk”
Why Banks Freeze Funds at $20K–$50K/month
- Internal compliance teams
- Processor liability concerns
- Regulatory pressure
How Smart Merchants Scale Past $20K/month
- Diversify payment routes
- Hybrid onshore/offshore structures
- Alternative gateways that blend in with eCommerce