Beauty & Cosmetics Merchant Accounts – Credit Card Processing That Scales With You
Beauty and skincare brands often get labeled “high-risk.” We connect you to processors who actually understand your model — whether you sell creams, serums, or hair growth products.
Why Beauty Brands Get Flagged
- High refund rates from unsatisfied customers or allergic reactions
- Subscription models often trigger disputes and chargebacks
- Online-only stores using card-not-present (CNP) billing
- Bank algorithms see skin and hair products like “health claims” — even if you're compliant
👉 This leads to frozen funds, high fees, or getting shut down without warning.
How ProcessorMatch Helps
We specialize in connecting beauty merchants with risk-tolerant processors.
- Fast approvals even if you're running paid traffic or using Shopify
- 10+ banking partners that accept wellness, cosmetics, and eComm brands
- Chargeback tools, recurring billing, and fraud mitigation options
- Scalable accounts with Level 2/3 data support if you're selling B2B
Our Simple 3-Step Process
- Fill out our 2-minute Tally intake
- We match you with a risk-friendly processor
- You submit docs → We guide you through underwriting
Why Beauty Merchants Choose Us
- ✅ Avoid fund holds from mainstream processors
- ✅ Process recurring subscriptions confidently
- ✅ Accept payments via Visa, MC, ACH, and eCheck
- ✅ Gateway + CRM plugin options (Shopify, WooCommerce, etc.)
Beauty & Cosmetics Payment FAQs
Q: Do you accept anti-aging or hair growth brands?
A: Yes. We work with multiple providers who accept skin, hair, and age-related products without LegitScript.
Q: What’s the approval time?
A: Typically within 3–5 business days after underwriting.
Ready to grow your brand without risk blocks?
*ProcessorMatch is a consulting and referral service. All processing is handled by third-party partners. Services may vary by region and compliance requirements.*