Pawnshop Merchant Accounts – Accept Cards, Grow Your Storefront
Need to accept Visa, Mastercard, or mobile payments? We help pawn shops get approved fast — even with high-risk labels.
Why Pawn Shops Get Declined
- Banks consider pawn shops high-risk due to short-term loans and second-hand goods.
- Traditional processors don’t want to deal with firearm sales, precious metals, or compliance issues.
- Platforms like PayPal, Stripe, and Square block accounts without warning.
You need a processor that understands your business — and supports your full product line.
Pawn-Friendly Processors with Room to Scale
- We match you with processors that support firearms, gold/silver, and resale items.
- Support for in-store terminals, eCommerce carts, and mobile payment apps.
- Custom pricing, fraud tools, and flexible limits to grow your revenue securely.
How to Get Started
- Tell us your monthly volume, products sold, and any risk factors like firearms or loans.
- We’ll match you with a processor that accepts your model — no guessing.
- Get set up fast, with hands-on onboarding and ongoing support.
Why Pawnshops Trust ProcessorMatch
- Approval for firearms, gold/silver, jewelry, collectibles, and more.
- Options for PIN debit, EMV, mobile readers, and online invoicing.
- Work with real experts — not generic “high-risk” sales reps.
- We advocate for your business model with underwriters, so you don’t have to.
Pawn Shop Payment FAQ
❓ Can I accept credit cards in-store and online?
Yes — we offer point-of-sale terminals, eCommerce gateways, and even QR-based mobile payments.
❓ What if I sell firearms or gold?
No problem. We have processors that specifically support these items — just let us know upfront.
❓ Is my personal credit score a factor?
Sometimes — but we work with providers who look at the full business model, not just your credit.
Accept More Payments. Grow Your Pawnshop.
We'll help you navigate approvals and find the right processor for your unique store.