Peer-to-Peer Payment Merchant Accounts – Process P2P Transactions with Confidence
Traditional banks see P2P payment platforms as unstable or high-risk. We connect you with processors that understand your model — whether you’re building the next Venmo or a crypto-native remittance app.
Why P2P Payment Platforms Get Flagged
- Peer-to-peer models are hard to underwrite due to undefined risk roles and money movement.
- High fraud potential and regulatory uncertainty cause instant shutdowns with Stripe and PayPal.
- Startups in the fintech or crypto space struggle to explain non-traditional fund flow logic.
Without a reliable processor, your entire user experience can collapse overnight.
Real Banking Options — For Real P2P Innovators
- Merchant accounts and gateways that allow person-to-person transfers and app-based payments.
- Compliance-safe options for domestic or international P2P models — fiat or crypto-native.
- We guide you through underwriting with proper KYC, risk, and platform architecture documentation.
How to Get Started
- Tell us your app model — P2P transfers, social payments, or multi-user wallet system.
- We’ll match you with a processor that supports your transaction logic and business structure.
- Get onboarded fast with help structuring your fund flow and compliance framework.
Why P2P Platforms Choose ProcessorMatch
- Support for P2P transfers, wallet-to-wallet payments, crypto rails, and international users.
- Multiple settlement and risk models — from real-time ACH to hybrid custody gateways.
- Bank-safe documentation that aligns with evolving regulatory frameworks.
- No one-size-fits-all solutions — we tailor the payment stack to your platform’s DNA.
P2P Payment FAQ
❓ Can I run a P2P platform without being shut down?
Yes — if you structure it right. We help you document your flow and match with banks that support it.
❓ Is crypto-based P2P allowed?
It depends. Some partners accept hybrid crypto-fiat flows — we’ll guide you through approved options.
❓ What if I’m still in startup phase?
No problem. We work with pre-launch platforms, MVPs, and live apps looking to upgrade their payment stack.
Build P2P Payments the Right Way — From Day One
We’ll help you scale your payment model with bank-friendly solutions — even if your idea is bold or non-traditional.